Reading Company Financials: Statements, Audits, and Filings
A structured way to read the three core financial statements, the audit report, and the offer document, and to recognise where familiar ratios quietly mislead.
Editorial Team
Business
Accessible business, markets, and personal finance education.
15 articles
European Gas Prices Surge to Three-Year Highs on Hormuz LNG Disruption
European natural gas benchmarks crossed €74 per MWh in early September as Gulf LNG supply risks and below-average storage levels intensified volatility ahead of winter.
Editorial Team
U.S. Job Openings Miss Forecasts in July JOLTS Report
The Labor Department reported 7.271 million job openings in July, below the 7.3 million forecast, as weak hiring suggested the labor market remained in a holding pattern.
Editorial Team
Nvidia Agrees to Buy Hugging Face for $12.9 Billion in AI Platform Push
Nvidia signed a definitive agreement on September 2 to acquire AI developer platform Hugging Face for approximately $12.93 billion, extending the chipmaker's reach from hardware into open-source software.
Editorial Team
10-Year Treasury Yield Nears 4.75% as Bond Selloff Intensifies
The 10-year U.S. Treasury yield pushed above 4.75% in early September, reaching its highest level since January 2025 as markets priced in higher-for-longer rates and an oil-driven inflation shock.
Editorial Team
Core PCE Held at 3.3% in July as Fed's Inflation Challenge Persists
The Commerce Department reported that core PCE rose 0.2% in July and 3.3% year over year, leaving the Fed's preferred inflation gauge well above its 2% target heading into September.
Editorial Team
Strait of Hormuz Crisis Sends Brent Crude Higher and Revives Inflation Fears
Renewed hostilities around the Strait of Hormuz pushed Brent crude toward $96 per barrel in early September, rekindling inflation concerns as Persian Gulf oil flows remain well below pre-war levels.
Editorial Team
Revolut Wins OCC Conditional Approval for U.S. National Bank Charter
The Office of the Comptroller of the Currency granted Revolut preliminary conditional approval on September 3 to establish Revolut Bank US, N.A. in Stamford, Connecticut, targeting a 2027 launch.
Editorial Team
September 2026 Market Outlook: Earnings Strength Meets Inflation and Rate Risk
MRA Advisory Group's September outlook flags strong corporate earnings and resilient demand against elevated inflation, rising Treasury yields, and geopolitical pressure on energy prices.
Editorial Team
Nasdaq and Russell 2000 Lead Declines as U.S.–Iran Strikes Reprice Risk
Growth and small-cap indexes bore the brunt of September 1's selloff, with the Nasdaq Composite down 1.03% and the Russell 2000 falling 1.23% after fresh U.S. strikes on Iran pushed oil above $90.
Editorial Team
Wall Street Ends Lower as Yields and Oil Prices Mark a Shaky September Start
U.S. stocks fell on September 1 as a global bond selloff pushed Treasury yields to 19-month highs and crude prices spiked amid renewed U.S.–Iran hostilities around the Strait of Hormuz.
Editorial Team
Reading the Economy: Inflation, Growth, Trade, and Insurance Risk
What headline economic indicators measure, where each one is silent, and how the same pooling and pricing logic underlies insurance deductibles and premiums.
Editorial Team
Running a Small Business: Cash Flow, Costs, and Funding
Why profitable businesses run out of money, how working capital and depreciation actually behave, and what distinguishes the main routes to raising finance.
Editorial Team
Personal Money Management: Budgets, Credit, Loans, and Pay
The mechanics behind budgets, reserves, credit files, loan pricing, and payslip deductions, including why a flat rate and an effective rate describe very different costs.
Editorial Team
Investing Basics: Funds, Shares, Bonds, and Asset Allocation
How pooled funds, listed shares, and bonds actually work, what an index does and does not represent, and the mechanics behind allocation, rebalancing, and liquidity.
Editorial Team